Schedule of Benefits
| Description |
Limits £ |
Excess £ |
| Cancellation & Curtailment |
£4,000 |
£60 (Loss of deposit £30) |
| Medical Expenses
including emergency assistance services |
£3,000,000 |
£60 |
| Hospital Benefit |
£10 per day
up to £130 |
NIL |
| Personal Effects & Baggage |
Up to £2,000 |
£50 |
| Single item limit |
£200 |
| Valuables limit in total |
£200 |
| Travel Documents |
£150 |
| Delayed Baggage |
up to £120 (£40 per day) |
Personal Money Cash Limit
under 18 years £100 |
£500
£150 |
£50 |
| Travel Delay |
£15 for first 12 hours
& £10 for each 12 hours (up to £160) |
NIL |
| Holiday Abandonment |
Up to £4,000 |
£60 |
| Hijack |
£320 (£30 per day) |
NIL |
| Missed Departure |
£300 |
£45 |
Personal Accident
(18-65 years)
Death (18-65 years)
Death (under 18 years)
Death 65 years + |
£10,000
£3,000
£2,000
£2,000 |
NIL |
| Personal Liability |
£1,000,000 |
£250 |
| Legal Expenses |
£6,500 |
£250 |
| Catastrophe Cover |
£650 |
£50 |
| Hotel Services Failure |
£160 (£20 per day) |
NIL |
| Petcare Cover |
£160 (£20 per day) |
NIL |
| Winter Sports Cover(subject to additional premium being paid) |
Limits £ |
Excess £ |
ski equipment
Owned
Hired
Single Item Limit |
£350
£150
£110 |
£55
£55
£55 |
| Ski Hire |
£150 (£15 per day) |
NIL |
Ski Pack |
£200 (£50 per day) |
NIL |
| Piste Closure |
£200 (£15 per day) |
NIL |
| Avalance Closure |
£150 |
NIL |
| Optional Extras Cover (subject to additional premium being paid) |
Limits £ |
Excess £ |
| Golf Cover |
£1,000 |
NIL |
| Single Item Limit |
£100 |
NIL |
| Golf hire per day |
£30 per day |
NIL |
| Business Cover |
£1,000 |
NIL |
| Schedule Airline Failure |
£2,500 |
NIL |
This policy is administered by KMT Travel Insurance & Underwritten by ETI International Travel Protection
IMPORTANT POINTS TO NOTE ABOUT KMT TRAVEL INSURANCE:
PRE-EXISTING MEDICAL CONDITIONS
HEALTH CHECK TEL NO 0207 581 6444
If you or any person (relative etc) whose ill health would force you to cancel or cut short your trip have in the twelve months prior to taking out this insurance, suffered from or received any form of medical advice, treatment or medication as listed on page 5 of the policy document THEN YOU MUST CONTACT HEALTH CHECK ON 0207 581 6444 where our medical co-ordinator will tell you if the condition you suffer from can be covered
POLICY AGE LIMITS
Annual Multi - Trip Cover 65 years
Single Trip 85 years
NB All ages are at date of inception of the insurance